HOW IT WORKS

Our Process, From Application to Funding

A clear, guided path to financing your property in Mexico. No surprises, no guesswork.

  • No underwriting fee
  • Remote process
  • Hands-on support
No underwriting fee
Remote process
Hands-on support

01

Apply Online

Complete a short online application to help us better understand your goals, timeline, and eligibility. There is no cost, no obligation, and no impact on your credit score at this stage.

You provide: Basic property, personal and financing information
We handle: Initial review and preparation for consultation

02

Initial Consultation

A SoBankable specialist will reach out to learn more about your goals, walk you through our product terms, and answer any initial questions you may have.

You provide: Your goals and plans
We handle: Loan structuring guidance and consultation

03

Document Upload

Once you're ready to proceed, we'll create your secure SoBankable account — your dedicated space for uploading documents and tracking your loan progress.

You provide: Identification, income documentation, and property details
We handle: Account setup and document collection

04

File Review

Our underwriting team conducts a thorough review of your loan application, supporting documents, and credit history.

SoBankable does not charge underwriting fees. If your application does not meet our eligibility requirements, you will not be charged — no risk, no surprise costs.

You provide: Any additional items requested by our team
We handle: Document review, underwriting preparation, and credit pull

05

Commitment Letter

Once underwriting confirms eligibility, we issue a formal commitment letter outlining your approved loan amount, terms, and remaining closing requirements. This confirms your financing structure and allows the transaction to proceed with confidence.

You provide: Confirmation to proceed and remaining requested items
We handle: Final loan structuring and commitment issuance

06

Appraisal & Property Review

We coordinate an independent appraisal and property review to confirm value and suitability for financing.

You provide: Property access coordination if required
We handle: Appraisal ordering and review

07

Final Approval

Once all conditions are satisfied, your loan receives final approval and is cleared for closing.

You provide: Final confirmations
We handle: Final underwriting approval and closing preparation

08

Funding

We coordinate closing and release funds. Your loan becomes active and financing is fully in place — welcome to your new property in Mexico.

You provide: Closing coordination
We handle: Funding and loan activation

Ready to get started?

Apply online in minutes