Tag: US citizens buying homes in Mexico

Gifted Down Payments: What Buyers Need to Know Before Transferring Funds

Laura Miles April 22, 2026 No Comments

Receiving a financial gift from a family member can be a meaningful step toward purchasing your property in Mexico. Done correctly, it's a straightforward part of the mortgage process. Done…

TDS Ratio Explained: What Borrowers Need to Know Before Applying

Laura Miles March 15, 2026 No Comments

When you apply for a mortgage through a Canadian lender, one of the primary metrics used to evaluate your application is your Total Debt Service ratio (TDS). Understanding what it…

Understanding the Fideicomiso: Your Guide to Foreign Property Ownership in Mexico

Aidan Menges October 15, 2025 No Comments

If you're considering purchasing property in Mexico's most desirable locations, understanding the fideicomiso is essential. This bank trust system is a well-established, secure legal structure that has enabled foreign property…

Mortgage or Cash? Choosing the Best Way to Buy Property in Mexico

Aidan Menges May 28, 2025 No Comments

When buying a home in Mexico, many international buyers weigh the decision between paying cash or financing their purchase. For those with significant savings or recent proceeds from a property…

Can Foreigners Own Property in Mexico?

Aidan Menges November 21, 2024 No Comments

For Canadians and Americans exploring the idea of buying a home in Mexico, one of the first and most important topics to understand is the legal framework for foreign ownership.…

Cross-Border Mortgages Explained

Aidan Menges October 17, 2024 No Comments

What Is a Cross-Border Mortgage? A cross-border mortgage is a loan extended to foreign nationals who are purchasing property in a country where they are not a permanent resident, such…

Introducing SoBankable, Your Trusted Partner for Cross-Border Mortgages

Aidan Menges March 12, 2024 No Comments

Hi, we're SoBankable, a Canadian-owned mortgage lender built to serve one mission: make international homeownership simple, fast, and more accessible for Canadians and Americans buying in Mexico. We understand that…